Manage Your Finances, Investments, and Debts Online

Join 5,000+ users who streamline their financial management with our powerful tools for budgeting, investing, and debt tracking..

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Your Money, Mastered

Take the guesswork out of financial management with SmartPFM. From effortless budgeting to insightful investment tracking, our smart features help you stay in control, make informed decisions, and reach your financial goals with confidence..

Budgeting

Effectively plan, manage, and track your income and expenses, ensuring you stay in control of your finances and make informed financial decisions..

Asset & Net-Worth Management

Take control of your wealth by seamlessly tracking assets, liabilities, and investments, providing real-time insights to grow and protect your financial future..

Debt Management

Track, manage, and optimize debts with insights into repayment plans, interest, and financial strategies to achieve debt freedom efficiently.

Manage your goals

Track and grow your savings and investments with SmartPFM. Set goals and achieve financial success effortlessly!.

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Future Budgets & Wishlists

Plan ahead with SmartPFM. Create future budgets and wishlists to align your spending, savings, and investments with your financial goals.

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Your Fast Track to Financial Freedom

SmartPFM – Master Your Money, Own Your Future

SmartPFM empowers you to manage your finances effortlessly, helping you track income, expenses, liabilities, and assets in one place. Gain insights, automate budgeting, and make informed decisions to achieve true financial independence.

  • All-in-One Financial Management – Track income, expenses, liabilities, and assets seamlessly
  • Automated Budgeting – Budgets are automatically generated from your previous month's spending.
  • Goal-Based Investments – Align savings and investments to achieve financial milestones.
  • Debt & Liability Planning – Strategize repayments and stay on top of financial obligations.
  • Comprehensive Asset Management – Track, manage, and grow your assets for long-term wealth building.
  • Real-Time Financial Insights – Gain instant analytics and reports to make informed financial decisions effortlessly.
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About Us

SmartPFM - Smarter Financial Management

At SmartPFM, we believe in empowering individuals and businesses with smarter financial management tools. Our platform is designed to simplify budgeting, track assets, and optimize financial decision-making—all in one intuitive system. Whether you're managing personal finances or overseeing corporate assets, SmartPFM provides real-time insights,automated tracking,and seamless integrations to help you stay in control.

Driven by innovation and a passion for financial well-being, we are committed to making wealth management accessible and efficient. Our intelligent financial solutions help users make data-driven decisions, ensuring financial security and growth. With SmartPFM, managing your money isn’t just easier—it’s smarter.

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Testimonial

What They Say About Us

See how SmartPFM empowers users with smarter financial management. Read real testimonials on budgeting, expense tracking, and investment success!

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A personal financial assistant at my fingertips!

I cannot believe how much easier managing my finances has become with SmartPFM! Tracking my expenses, budgeting, and even monitoring my investments is now effortless. It’s like having a personal financial assistant at my fingertips!

Charles Nyakundi
Accountant
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A clear view of my budget!.

Wow! SmartPFM has completely transformed how I manage my finances! As a project manager, balancing expenses and savings used to be overwhelming, but now I have a clear view of my budget, investments, and goals—all in one place.

Lilian Muli
Project Manager
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A powerful budgeting tool!

SmartFPM has completely transformed our financial planning process! The intuitive interface, powerful budgeting tools, and real-time insights make managing our assets effortless. With seamless integrations and automation, we’ve gained better control over our finances and improved decision-making. Highly recommended for anyone serious about financial management!

Susan Aoko
Software Engineer

How it works

We Follow Our Work Process

SmartPFM streamlines financial management by tracking income, expenses, assets, and investments in one place. With smart categorization, insights, and goal-setting tools, it helps you take control of your finances effortlessly.

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  • Step 1

    Sign Up

    Register by providing your KYC details and set up your monthly budget timelines to get started with personalized financial management.

  • Step 2

    Create Your First Budget

    Set up your income sources, define receivables/credit sources, and organize your monthly expenses to build a complete financial plan.

  • Step 3

    Set Up Goals, Investments & Assets

    Define your financial goals, tie them to short-term investments, and enlist your assets for tracking to grow your net worth over time.

  • Step 4

    Add Your Liabilities

    Record your short and long term liabilities, including principal, interest, repayment amounts, and durations, and incorporate budget items to manage and settle them.

Plans & Pricing

Explore our exciting pricing

Choose between our Monthly or Annual plan, both with full access to all features. Save more with the Annual plan!

  • Create and manage budgets with customizable categories.
  • Track various income streams (salary, business, investments, etc.)
  • Record and manage debts (loan) disbursement.
  • Set savings goals (e.g., emergency fund, travel, education).
  • Savings and Investment tracking across different investment classes
  • Add and manage assets (real estate, vehicles, stocks, bonds, etc.).
  • Track outstanding debts and loans.

Pro Monthly

Enjoy full system features for one month

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Start a 2-Month Trial

Pro Yearly(Discounted)

Enjoy full system features for one Year

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Start a 2-Month Trial

FAQ

Frequently Asked Questions

Get answers to your most common questions about budgeting, expense tracking, asset management, and more. Learn how SMartPFM helps you take control of your finances. 🔍💰📊.

Getting started with SmartFPM is easy! Simply create an account, set up your financial goals, and begin tracking your income, expenses, and assets. We offer step-by-step guides and tutorials to help you every step of the way.

Yes, SmartFPM provides personalized investment strategies based on your financial goals and risk tolerance. Our platform helps you diversify your portfolio and track your investments for maximum growth.

SmartFPM offers advanced budgeting tools that allow you to create detailed budgets, track your spending, and manage your cash flow efficiently. Our platform provides insights into where your money is going and helps you optimize your budget for financial success.

Absolutely! SmartFPM helps you track and manage liabilities, including loans and credit card debt. We provide insights on how to pay off your debts faster and make smarter decisions to reduce your overall financial burden.

Yes, SmartFPM is perfect for businesses looking to manage their finances, plan budgets, and optimize cash flow. We offer tools to track expenses, monitor assets, and ensure long-term financial stability for your company.
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Get in touch Today!

Whether you have questions, need support, or want to explore our services, we're here to help. Contact us today!

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    Email Address

    support@smartpfm.co.ke

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    Phone

    +254725425542