Manage Your Finances, Investments, and Debts Online
Join 5,000+ users who streamline their financial management with our powerful tools for budgeting, investing, and debt tracking..


Your Money, Mastered
Take the guesswork out of financial management with SmartPFM. From effortless budgeting to insightful investment tracking, our smart features help you stay in control, make informed decisions, and reach your financial goals with confidence..
Budgeting
Effectively plan, manage, and track your income and expenses, ensuring you stay in control of your finances and make informed financial decisions..
Asset & Net-Worth Management
Take control of your wealth by seamlessly tracking assets, liabilities, and investments, providing real-time insights to grow and protect your financial future..
Debt Management
Track, manage, and optimize debts with insights into repayment plans, interest, and financial strategies to achieve debt freedom efficiently.
Manage your goals
Track and grow your savings and investments with SmartPFM. Set goals and achieve financial success effortlessly!.
Future Budgets & Wishlists
Plan ahead with SmartPFM. Create future budgets and wishlists to align your spending, savings, and investments with your financial goals.
Your Fast Track to Financial Freedom
SmartPFM – Master Your Money, Own Your Future
SmartPFM empowers you to manage your finances effortlessly, helping you track income, expenses, liabilities, and assets in one place. Gain insights, automate budgeting, and make informed decisions to achieve true financial independence.
- All-in-One Financial Management – Track income, expenses, liabilities, and assets seamlessly
- Automated Budgeting – Budgets are automatically generated from your previous month's spending.
- Goal-Based Investments – Align savings and investments to achieve financial milestones.
- Debt & Liability Planning – Strategize repayments and stay on top of financial obligations.
- Comprehensive Asset Management – Track, manage, and grow your assets for long-term wealth building.
- Real-Time Financial Insights – Gain instant analytics and reports to make informed financial decisions effortlessly.

About Us
SmartPFM - Smarter Financial Management
At SmartPFM, we believe in empowering individuals and businesses with smarter financial management tools. Our platform is designed to simplify budgeting, track assets, and optimize financial decision-making—all in one intuitive system. Whether you're managing personal finances or overseeing corporate assets, SmartPFM provides real-time insights,automated tracking,and seamless integrations to help you stay in control.
Driven by innovation and a passion for financial well-being, we are committed to making wealth management accessible and efficient. Our intelligent financial solutions help users make data-driven decisions, ensuring financial security and growth. With SmartPFM, managing your money isn’t just easier—it’s smarter.
Know More About Us
Testimonial
What They Say About Us
See how SmartPFM empowers users with smarter financial management. Read real testimonials on budgeting, expense tracking, and investment success!
A personal financial assistant at my fingertips!
I cannot believe how much easier managing my finances has become with SmartPFM! Tracking my expenses, budgeting, and even monitoring my investments is now effortless. It’s like having a personal financial assistant at my fingertips!
A clear view of my budget!.
Wow! SmartPFM has completely transformed how I manage my finances! As a project manager, balancing expenses and savings used to be overwhelming, but now I have a clear view of my budget, investments, and goals—all in one place.
A powerful budgeting tool!
SmartFPM has completely transformed our financial planning process! The intuitive interface, powerful budgeting tools, and real-time insights make managing our assets effortless. With seamless integrations and automation, we’ve gained better control over our finances and improved decision-making. Highly recommended for anyone serious about financial management!
How it works
We Follow Our Work Process
SmartPFM streamlines financial management by tracking income, expenses, assets, and investments in one place. With smart categorization, insights, and goal-setting tools, it helps you take control of your finances effortlessly.

- Step 1
Sign Up
Register by providing your KYC details and set up your monthly budget timelines to get started with personalized financial management.
- Step 2
Create Your First Budget
Set up your income sources, define receivables/credit sources, and organize your monthly expenses to build a complete financial plan.
- Step 3
Set Up Goals, Investments & Assets
Define your financial goals, tie them to short-term investments, and enlist your assets for tracking to grow your net worth over time.
- Step 4
Add Your Liabilities
Record your short and long term liabilities, including principal, interest, repayment amounts, and durations, and incorporate budget items to manage and settle them.
Plans & Pricing
Explore our exciting pricing
Choose between our Monthly or Annual plan, both with full access to all features. Save more with the Annual plan!
- Create and manage budgets with customizable categories.
- Track various income streams (salary, business, investments, etc.)
- Record and manage debts (loan) disbursement.
- Set savings goals (e.g., emergency fund, travel, education).
- Savings and Investment tracking across different investment classes
- Add and manage assets (real estate, vehicles, stocks, bonds, etc.).
- Track outstanding debts and loans.
FAQ
Frequently Asked Questions
Get answers to your most common questions about budgeting, expense tracking, asset management, and more. Learn how SMartPFM helps you take control of your finances. 🔍💰📊.
Get in touch Today!
Whether you have questions, need support, or want to explore our services, we're here to help. Contact us today!
Email Address
support@smartpfm.co.ke
Phone
+254725425542
Take Control of Your Financial Future with SmartPFM!
Start Your 2-Month Free Trial
Track expenses, budget wisely, and grow your wealth—all in one smart platform. Make every financial move count.




